EPS

EPS: An online transfer system jointly developed by Austrian banks and the Austrian government. As a major bank transfer payment method in Austria, it is highly popular among Austrian shoppers. When checking out, customers who select EPS will be redirected to their bank’s online banking page. They then use the bank’s security protocol to authorize the payment via the online banking interface; funds are transferred directly from their bank account, transactions are processed in real time, and both customers and merchants receive immediate confirmation of the payment.

API URL：https://mapi.yabandpay.com/Payments

Method：POST

POST data type：Json

Parameter	Type	Description	Required
user	String	the UID of cashier account	Required
sign	String	signature	Required
method	String	v3.CreatePayments	Required
time	Long	timestamp	Required

Parameter

Parameter	Type	Description	Required
pay_method	String	online	Required
sub_pay_method	String	ESP	Required
order_id	String	order id from Merchant	Required
amount	String	format in cents: € 24.99 should be 24.99, the min amount is EUR 0.10	Required
currency	String	EUR	Required
description	String	order description	Required
demo	String	custom field	Optional
timeout	String	Timeout (minutes) value 0-1440	Required
redirect_url	String	the redirect URL after payment is completed	Optional
notify_url	String	asynchronous notification url	Required

Signature:

Lexicographical sequence and URL key-value format new string

"amount=1&currency=EUR&demo=test&description=YabandPay test&method=v3.CreatePayments&notify_url=https://www.yabandpay.com/notify&order_id=202508271641&pay_method=online&redirect_url=https://www.yabandpay.com&sub_pay_method=EPS&time=1646388458&timeout=0&user=016683"

Use stringA and secret_key to get stringSign

Get Signa

"0bd354590a7d1c2b3ead56fd25f8661b4f816167e4e197d83e243f74e6e855ab"

Example Request:

{
  "user": "016683",
  "sign": "0bd354590a7d1c2b3ead56fd25f8661b4f816167e4e197d83e243f74e6e855ab",
  "method": "v3.CreatePayments",
  "time": 1646388458,
  "data": {
    "description": "YabandPay test",
    "timeout":"0",
    "pay_method": "online",
    "sub_pay_method": "EPS",
    "order_id": "202508271641",
    "amount": "1",
    "currency": "EUR",
    "redirect_url": "https://www.yabandpay.com",
    "notify_url": "https://www.yabandpay.com/notify",
    "demo": "test"
  }
}

Example Response:

{
  "status": true,
  "code": "200",
  "data": {
    "order_id": "202508271641",
    "trade_id": "c9a8217a-69d2-8338-c065-d24947aabd5a",
    "amount": "1.00",
    "currency": "EUR",
    "url": "https://pay.yabandpay.com/pay_method/ZXBz/YzlhODIxN2EtNjlkMi04MzM4LWMwNjUtZDI0OTQ3YWFiZDVh",
    "state": "processing"
  },
  "message": ""
}

More Information:

Return results:

On a successful API call, the response will be "status": true.
On a failed API call, the response will be "status": false.

We strongly recommend using both Order Query and Asynchronous Notification simultaneously to synchronize and update payment status, ensuring real-time accuracy of payment information.

Result/Error codes:

Status	Code	Message
true	200	Success
false	-1000	Internal error
false	-3001	Required field is missing
false	-403	The signature Error
false	-4011	Not support the payment method

Online

EPS