Finance

1. Overview (successful transactions)

Finance overview lists all successful transactions including successful payments and refunds in a table. To view this table, please go to Finance > Overview. You can use the search box to set the columns you want to include in the table.

An information box listed under the search box shows a summary of the overview including the number of payments, payments revenue, number of refunds, total refund amounts, the transaction fee and net value.

You can export the results of your search in an Excel or CSV format..

2. Reports (reconciliation)

The funds for the transactions in YabandPay processes for you are assigned to a payable batch based on your settlement period and payout frequency. YabandPay pays you on a net basis which means your payable batch is made up from your sales figure from which we deduct:

• Transaction costs
• Refunds
• Other adjustments, for example balance transfers.

YabandPay creates a daily record in Finance > Reports for a single payment method at a particular store. Double click the record, you can view and download all in that record.

You can download the records as a report by filtering the date, payment method or time zone in the search box to perform reconciliation on a batch level.

YabandPay uses the following funds status:

• Processing: Funds will be settled on the settlement date.
• Settled: Funds have been settled to your balance.
• N/A: No data found. Funds is processed by YabandPay’s partners.

If you have questions about how to filter your records, please contact us.

3. Payout frequency

YabandPay offers the following payout frequencies:

• Daily: A check is carried out every working day to determine whether there are funds that can be paid out to the merchant.
• Weekly: A check is carried out every Tuesday to determine whether there are funds that can be paid out to the merchant.
• Monthly: A check is carried out on the first working day of the month to determine whether there are funds that can be paid out to the merchant.

If you want to change the payout frequency, please contact us.

4. Balance (available after request)

YabandPay defines 3 types of balance that represent the status of the funds in YabandPay.

• Available balance: the funds already settle in your balance and can be paid out.
• Processing balance: the funds will be settled in your available balance once the payments are settled.
• Uncleared: the customer completes the order, but YabandPay does not receive the funds from payment methods yet.

Click the button View under Available Balance you can find the settlement and payout history.