API REFERENCE

Bank Transfer

YabandPay documentation·Updated Oct 26, 2026

Applies to: user bank transfers

Paybybank is a secure bank transfer payment method offered by YabandPay. Customers pay by transferring funds directly from their bank accounts to YabandPay's designated account.

This solution is ideal for merchants seeking lower costs and reliable transactions without relying on card networks. Once the transfer is received, YabandPay automatically verifies the payment and updates the transaction status, ensuring a smooth payment experience for merchants and customers.

Tip

Paybybank only supports transfers through the SEPA (Single Euro Payments Area) network. SWIFT transfers are not accepted.

Parameter	Type	Description	Required
user	String	Cashier account UID	Required
sign	String	Signature	Required
method	String	v3.BankTransfer	Required
time	Long	Timestamp	Required

Parameters

Parameter	Type	Description	Required
request_id	String	Unique request ID; a combination of digits and letters at least 24 characters is recommended	Required
pay_method	String	online	Required
sub_pay_method	String	Bank Transfer	Required
order_id	String	Merchant order ID	Required
amount	String	Numeric amount. For example, € 24.99 must be written as 24.99; euro amount>=1	Required
currency	String	EUR	Required
description	String	Order description	Required
email	String	User email address	Optional
demo	String	Custom field	Optional
timeout	String	Expiration time in minutes (0-1440)	Required
redirect_url	String	Redirect URL after payment	Optional
notify_url	String	Asynchronous notification URL after payment	Required

Signature example:

Sorted parameters concatenated into a URL-style query string

"amount=0.1&currency=EUR&demo=test&description=Test&email=info@yabandmedia.com&method=v3.BankTransfer&notify_url=https://www.yabandpay.com/notify&order_id=12455555788&pay_method=online&redirect_url=https://www.yabandpay.com&request_id=001123456789&sub_pay_method=Bank Transfer&time=1653145918&timeout=0&user=YOUR_CASHIER_UID"

Sign stringA using secret_key

The resulting signature is:

"YOUR_SIGNATURE"

Request example:

{
    "user": "YOUR_CASHIER_UID",
    "method": "v3.BankTransfer",
    "time": "1653145918",
    "sign": "YOUR_SIGNATURE",
    "data": {
        "request_id": "001123456789",
        "order_id" : "YOUR_ORDER_ID",
        "pay_method": "online",
        "sub_pay_method": "Bank Transfer",
        "email": "info@yabandmedia.com",
        "description": "Test", 
        "timeout" : "0",
        "amount": "0.1",
        "currency": "EUR",
        "redirect_url": "https://www.yabandpay.com",
        "notify_url" : "https://www.yabandpay.com/notify",
        "demo": "test"
    }
}

Response example:

{
    "status": true,
    "code": "200",
    "data": {
        "order_id": "YOUR_ORDER_ID",
        "trade_id": "d3a81009-2b3c-9f2c-8e33-45dc932ee757",
        "amount": "0.10",
        "currency": "EUR",
        "url": "https://pay.yabandpay.com/prod/bank_transfer/ZDNhODEwMDktMmIzYy05ZjJjLThlMzMtNDVkYzkzMmVlNzU3",
        "state": "processing"
    },
    "message": "",
    "response_id": "202505131817352897785689"
}

Additional information:

Response result:

A successful request returns "status": true.
A failed request returns "status": false.

We recommend using Asynchronous Notifications to update the payment status and keep payment information accurate in real time.

Response codes:

Status	Code	Message
true	200	Success
false	-1000	Internal error
false	-3001	Required field is missing
false	-403	The signature Error
false	-4011	Not support the payment method

Bank Transfer

Bank Transfer

Request parameters11

Introduction

Signature example:

Request example:

Response example:

Additional information:

Response result:

Response codes: